This spring will bring new and exciting ventures to the real estate market. Mortgage interest rates are at a low! If you're in the market to purchase a single family home, or investment property, now is the time! A 30 year Fixed Rate Mortgage is 3.5%, so you'll get more for your money. What's more attractive than a lower mortgage rate? A 15 year fixed rate mortgage at 2.95%! Have you ever heard the term "it's a buyers market"? Now, is the time to purchase your next home or investment property. Staying on top of interest rate trends is a key for home buyers and Realtors. Purchasing a new home is a commitment that must be made with deliberation and confidence in the company and market.
These interest rates won't last forever, so start shopping for a home today. For more information on how you can take advantage of this opportunity, Vahe Hayrapetian can help. It would be best to check out our Facebook page or visit our website: VaheHayrapetian.com.
With over 18 of experience in the industry, Vahe Hayrapetian has been the go to source for top realtors and home buyers for the financial aspects of owning your dream home. Vahe and has team have been able to generate the best rates and most convenient process for home owners to own their home in every market.
Friday, February 26, 2016
Wednesday, February 10, 2016
California Real Estate is Getting Hot Once Again
After nearly a decade of decline, the housing market across California is finally beginning to sizzle once again. Credit options are becoming more readily available and accessible, and prospective homebuyers and sellers are starting to connect once again. The housing market is not something to navigate alone, however, so you need the services of a highly qualified professional that can service the needs of realtors and homebuyers alike.
Vahe Hayrepetian should be your primary source for a home loan. Financing options are plentiful today, but to get the best deal requires a bit of foresight and knowledge. Vahe has nearly two decades of experience in this area, and his mission is to find the best financing options available for each individual homebuyer and realtor that comes his way.
California is ripe for real estate action. With millions of homes currently on the market, you will want a professional on your side working to get the best possible financing so that you can get into the home of your dreams. With interest rates slated to gradually begin increasing throughout 2016, there is perhaps no time better than now to pursue a new home purchase in earnest.
For more information on how Vahe Hayrapetian can help you, please visit our website at http://vahehayrapetian.com/ or call us at 818-964-1788.
Source: http://www.car.org/marketdata/marketforecast/
Vahe Hayrepetian should be your primary source for a home loan. Financing options are plentiful today, but to get the best deal requires a bit of foresight and knowledge. Vahe has nearly two decades of experience in this area, and his mission is to find the best financing options available for each individual homebuyer and realtor that comes his way.
California is ripe for real estate action. With millions of homes currently on the market, you will want a professional on your side working to get the best possible financing so that you can get into the home of your dreams. With interest rates slated to gradually begin increasing throughout 2016, there is perhaps no time better than now to pursue a new home purchase in earnest.
For more information on how Vahe Hayrapetian can help you, please visit our website at http://vahehayrapetian.com/ or call us at 818-964-1788.
Source: http://www.car.org/marketdata/marketforecast/
Friday, February 5, 2016
Buying Foreclosed Homes: Factors to Keep in Mind as You Plan
Foreclosed homes are residential properties that have been seized by banks and then offered to buyers so as to recoup the initial investment made on the home. In most cases, such properties are priced lower to compensate for any renovations you may have to bear.
Plan for Some Repairs
Always anticipate some amount of necessary repair. Familiarize yourself with the general costs repair works like painting and replacing windows. Once you get an estimate of repair cost, add that to the asking price for the home, and see whether it still falls within your budget.
Base Costs Estimates on Professionals’ Figures
Never base your repairs budget on DIY estimates. Use figures prepared by professionals instead. With this approach, when the repair time comes and you feel like doing the work on your own, you will end up having some money to spare.
Always Get Legal Representation
It could cost you dearly to sign a purchase contract without understanding fully what it could mean in the long term for you. Getting a reputable real estate lawyer can help you in terms of understanding better the terms of property sale.
For home buyers and realtors alike, Vahe Hayrapetian can help you. For more information on what we do, please visit our website at VaheHayrapetian.com or call us at 818-964-1788.
Sources:
http://www.streetarticles.com/green-real-estate/vahe-hayrapetians-tips-for-first-time-buyers-on-purchasing-foreclosed-homes https://storify.com/mom75supply/tips-of-the-commerce-for-anyone-wanting-to-buy-a-h
Plan for Some Repairs
Always anticipate some amount of necessary repair. Familiarize yourself with the general costs repair works like painting and replacing windows. Once you get an estimate of repair cost, add that to the asking price for the home, and see whether it still falls within your budget.
Base Costs Estimates on Professionals’ Figures
Never base your repairs budget on DIY estimates. Use figures prepared by professionals instead. With this approach, when the repair time comes and you feel like doing the work on your own, you will end up having some money to spare.
Always Get Legal Representation
It could cost you dearly to sign a purchase contract without understanding fully what it could mean in the long term for you. Getting a reputable real estate lawyer can help you in terms of understanding better the terms of property sale.
For home buyers and realtors alike, Vahe Hayrapetian can help you. For more information on what we do, please visit our website at VaheHayrapetian.com or call us at 818-964-1788.
Sources:
http://www.streetarticles.com/green-real-estate/vahe-hayrapetians-tips-for-first-time-buyers-on-purchasing-foreclosed-homes https://storify.com/mom75supply/tips-of-the-commerce-for-anyone-wanting-to-buy-a-h
Friday, January 22, 2016
Vahe Hayrapetian, Home Loan Expert
If you are looking for a home, then you know how hard it can be to get a loan from a bank. Ever since the 2008 financial crisis, many banks have become reluctant to make reasonable mortgage offers to people who deserve them. The result is that many families trying to get homes of their own are unable to do so due to a lack of financing.
That is where Vahe Hayrapetian comes in. Vahe runs a real estate company that provides loans to homeowners who are dissatisfied with their treatment from the big banks. Vahe has been in the real estate business for nearly two decades, so his experience helps you secure the best loan possible. He specializes in helping families get into their dream homes with loan rates that they never thought they could qualify for based on their finances.
Vahe's company also provides realtor services, so they can help you find that house you have been looking for as well as purchase it.
That is where Vahe Hayrapetian comes in. Vahe runs a real estate company that provides loans to homeowners who are dissatisfied with their treatment from the big banks. Vahe has been in the real estate business for nearly two decades, so his experience helps you secure the best loan possible. He specializes in helping families get into their dream homes with loan rates that they never thought they could qualify for based on their finances.
Vahe's company also provides realtor services, so they can help you find that house you have been looking for as well as purchase it.
Tuesday, January 19, 2016
The Importance of a Good Realtor
Everyone knows that if you are hunting for a home, you need to come up with a budget, decide on the important characteristics that matter most to you, and agree on what sacrifices you need to make in order to get a house that fits the bill. However, it's not common knowledge that a realtor can be extremely helpful during this process.
Realtors are not just people with a list of houses to sell. They understand exactly what buyers like you are looking for due to their experience and training. Their intimate knowledge of the housing market means they know right away if there is one or more suitable homes in their area. That means they can significantly reduce the amount of time it takes to find the right house and even dig up houses you never would have found on your own.
Vahe Hayrapetian runs a company that provides realtor services, and he personally has 18 years of experience in the industry. That makes him an expert in the California housing market.
Realtors are not just people with a list of houses to sell. They understand exactly what buyers like you are looking for due to their experience and training. Their intimate knowledge of the housing market means they know right away if there is one or more suitable homes in their area. That means they can significantly reduce the amount of time it takes to find the right house and even dig up houses you never would have found on your own.
Vahe Hayrapetian runs a company that provides realtor services, and he personally has 18 years of experience in the industry. That makes him an expert in the California housing market.
Friday, December 25, 2015
Vahe Hayrapetian: Politics and Interest Rates.
How Do Politics Effect Interest Rates?
In the perfect capitalistic world, interest rates would be set by objective, disinterested parties. Realistically, politicians can influence the interest rates for property loans in many ways.
Federal Reserve Monetary Policy
The United States Federal Reserve (Fed) is an organization of high-level bankers who effectively run American monetary policy. By determining the interest rates that banks can charge one another, the Fed can effectively control interest rates.
United States Congressional Policies
In the 1990s, the United States Federal Government established public policy to improve the home ownership rates in the nation. Freddie Mac and Fannie Mae, as pseudo-government organizations, have been effective in offering cheaper loans to attract buyers.
Changes in Leadership
New administrations will usually want to establish their own unique characteristics for the real estate market. After elections, interest rates may be adjusted in order to encourage or discourage more property buying activity.
Politicians might also try to hide their future policy decisions to prevent speculators from profiting. Politics can influence interest rates, but the market still drives property prices. Discover how experienced California Realtor Vahe Hayrapetian can help you anticipate and prepare for interest rate changes due to politics.
In the perfect capitalistic world, interest rates would be set by objective, disinterested parties. Realistically, politicians can influence the interest rates for property loans in many ways.
Federal Reserve Monetary Policy
The United States Federal Reserve (Fed) is an organization of high-level bankers who effectively run American monetary policy. By determining the interest rates that banks can charge one another, the Fed can effectively control interest rates.
United States Congressional Policies
In the 1990s, the United States Federal Government established public policy to improve the home ownership rates in the nation. Freddie Mac and Fannie Mae, as pseudo-government organizations, have been effective in offering cheaper loans to attract buyers.
Changes in Leadership
New administrations will usually want to establish their own unique characteristics for the real estate market. After elections, interest rates may be adjusted in order to encourage or discourage more property buying activity.
Politicians might also try to hide their future policy decisions to prevent speculators from profiting. Politics can influence interest rates, but the market still drives property prices. Discover how experienced California Realtor Vahe Hayrapetian can help you anticipate and prepare for interest rate changes due to politics.
Wednesday, December 23, 2015
Vahe Hayrapetian: What is ZIRP?
What is ZIRP & Why Does it Matter?
The Zero Interest Rate Policy (ZIRP) has been established by the United States Federal Reserve (Fed) to provide cheap capital to increase productivity and economic activity. This has been the Fed's policy since 2008.
Capital is Primary Productivity Input
As a primary input for productivity, capital can determine how successful businesses and consumers can be. Cheap money allows people to take out more loans to purchase things that they want to enjoy today with promises of repaying the loans tomorrow.
UK Calls 2008 the "Credit Crunch"
In 2008, global financial markets saw a serious risk of shutting down due to the collapse of Bear Stearns and Lehman Brothers. These powerful financial firms had gone bankrupt and many banks were afraid of their exposure therefrom. The United Kingdom called 2008, the "Credit Crunch."
Ample Capital Increases Home Sales
One of the primary engines of US housing market appreciation has been cheap capital. Lower interest rates and increased loan options, such as the Adjustable Rate Mortgage (ARM), have enabled individuals to purchase and remodel their homes.
If you are interested in buying or selling a home, then contact the experienced California Realtor Vahe Hayrapetian.
The Zero Interest Rate Policy (ZIRP) has been established by the United States Federal Reserve (Fed) to provide cheap capital to increase productivity and economic activity. This has been the Fed's policy since 2008.
Capital is Primary Productivity Input
As a primary input for productivity, capital can determine how successful businesses and consumers can be. Cheap money allows people to take out more loans to purchase things that they want to enjoy today with promises of repaying the loans tomorrow.
UK Calls 2008 the "Credit Crunch"
In 2008, global financial markets saw a serious risk of shutting down due to the collapse of Bear Stearns and Lehman Brothers. These powerful financial firms had gone bankrupt and many banks were afraid of their exposure therefrom. The United Kingdom called 2008, the "Credit Crunch."
Ample Capital Increases Home Sales
One of the primary engines of US housing market appreciation has been cheap capital. Lower interest rates and increased loan options, such as the Adjustable Rate Mortgage (ARM), have enabled individuals to purchase and remodel their homes.
If you are interested in buying or selling a home, then contact the experienced California Realtor Vahe Hayrapetian.
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