Monday, December 21, 2015

Why Vahe Hayrapetian?

With over 18 years of experience, Vahe Hayrapetian, based in California has consistently delivered the best results when it comes to funding the purchase of a new home and giving advice to buyers how to get a mortgage. Loan originators like Vahe Hayrapetian remind people that while credit scores are important determinants for your financing options, there are loan options which can offer you a good loan amount despite less-than-stellar credit scores.

Financing expert Vahe Hayrapetian highlights several advantages of buying a condo instead of a house. The first advantage is the reduced maintenance. In a condo setup, the homeowner’s association (HOA) takes care of the maintenance of common areas. Next are the bundled benefits from the HOA. Commonly inclusions in these packages are security, trash removal, and water.

Another advantage is lower insurance costs. Basically, residents own less property with a condo. The HOA also has its own insurance policies. As a result, overall premiums are lower.

Most importantly, property taxes are lower. In general, a condo has a lower price compared to a single-family house. Since property taxes are directly proportional to the property’s value, taxes for a condo would also be lower. In the long run, this means significant savings for a condo owner.

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